Protect your Credit
Home buying tip
Whether you’re thinking about buying your first home or your next home, your credit score will play a huge role in determining what kind of mortgage rates are at your disposal. Follow these tactics to keep your credit score protected.
1. Know ALL of Your Accounts:
Between student loans, car loans, mortgages, credit cards, and all the other lines of credit at your disposal, it’s sometimes hard to remember all of your accounts, but nothing could be more important. Knowing your accounts, and their statuses, is the only way to know if someone opens or closes an account without your consent.
2. Monitor Your Scores:
That’s right, “scores.” There are three credit bureaus (Experian, TransUnion, and Equifax), each with their own scoring system. Different lenders trust different bureaus, so it’s important to know where you stand with each of them.
3. Read Your Reports:
While scores are a great gauge of your credit, reports are where you’ll see all the information each bureau uses for their calculations. By keeping a close eye on your reports, you’ll be able to address any suspicious activity before it gets out of hand.
Have questions about purchasing a house and next steps?
Make an appointment with a Keller Williams Pasadena Real Estate Agent.
Classic - Protect Your Credit
Join us for the 2024 KW Realty Pasadena Christmas Holiday Party
KW Realty Pasadena Agents & Vendors you are invited to the Annual Team Meeting and Thanksgiving Potluck.
Keller Williams Realty Pasadena Agents have excelled in October! We are grateful to be in business with you.
Top Agents Keller Williams Realty Pasadena October - We are grateful to be in business with you!
Keller Williams Realty agents are extraordinary. Join today.
Prepare your Pasadena home for winter with our November maintenance tips: inspect garden hoses, insulate pipes, shampoo carpets, and check cabinet fixtures. Stay cozy and efficient!
You are invited to KW Pasadena Bingo Night Fundraiser. Thursday November 7th 2024 5-8pm.
If your homeowner status is at risk, you may want to consider talking to your lender about the following measures.
Top Agents Keller Williams Realty Pasadena September - We are grateful to be in business with you.
Announcing the KW Realty Pasadena 4th Quarter Closers' Dinner.